Qalta Money manager Open in App StoreApp Store

Money tracking without the boring part

Say what you spent. Qalta writes it down and sorts it.

  • Voice
  • Scan
  • Private
Download on the App Store
Qalta Insights: 91% of income saved, a spending chart, spending trend, and daily average. The Qalta Home screen: a net of $13,154 for this month, $14,400 income in green, $1,246 spent in orange, and transactions grouped by day. Adding an expense in Qalta: an empty amount, the Wallet account, today’s date, category icons, and a keypad.

Just speak to log Add expenses in seconds

One sentence can become several rows, even a subscription and a transfer.

The voice sheet in Qalta. One spoken sentence became three rows: Food & Dining −$12, a monthly OpenAI subscription −$19.90, and a $1,000 transfer from Wallet to Bank, with Cancel and Save buttons.

Scan documents Amount and category, filled in

Receipts, bills, PDFs, CSVs, and bank statements.

The Qalta scanner in the camera view, with an invoice, a bank statement, and a bill, and PDF, CSV, and Image options.

Track money together One budget for two or a family

Share a space with a partner, family, or roommates. Everyone adds expenses, and the totals stay the same on every phone.

Three Qalta coin avatars, silver, gold, and bronze, floating above the clouds.

  • Invite with a link

    Up to 6 people in one space. Send a link, and they’re in.

  • Always in sync

    Accounts, budgets, and transactions update on every phone and on your other devices.

  • See who added what

    Each transaction shows who created it and who edited it last.

  • Private stays private

    Keep personal spaces on your iPhone. Only the space you share is uploaded.

Log without opening the app

Apple Pay

Pay as usual. Qalta saves the amount and the place.

Bank notifications

A payment notification becomes an expense.

Shortcuts

Siri, Back Tap, the Action Button, or a widget.

See the setup guides

Smart insights Savings, trends, forecasts

Trends, subscriptions, and the categories that are easy to miss.

The Insights screen in Qalta: $3,309 for this month, 82% of income saved, a spending chart, and tiles for spending trend and daily average.

Spending trend

vs previous period

−45%

Daily average

$28

Saved this month

of income

82%

Visual analytics

Pie, line, stacked bars, cashflow.

Analytics in Qalta: a line chart of income and spending, and a donut chart of $716 in expenses split by category.

Largest expense

Travel

$210

Largest income

Salary

$3,200

The everyday parts Budgets, repeats, currencies

Budgets in Qalta: Coffee $15 for today, and This Month budgets of $7,000 for all spending and $300 for restaurants, each with a thin progress bar and the remaining amount in green.

Stay on budget

Limits by category or account.

Repeating payments in Qalta: Spotify −$12.99, OpenAI −$20, and Netflix −$19.99.

Track subscriptions

See what repeats every month.

Adding an expense in Qalta: $100, shown underneath as €87.8, with the Wallet account, today’s date, and a row of category icons.

Multi-currency

Live rates for travel and remote work.

  • Debts

    Who owes whom.

  • Goals

    Savings linked to an account.

  • Separate spaces

    One ledger for home, another for work or a trip.

  • Import and export

    CSV from CoinKeeper, YNAB, Monarch, and others.

Your journal stays on your iPhone

Optional backup goes to your own iCloud. No ads.

A shared space is uploaded only when you choose to share it.

Voice and scans are sent to our server and OpenAI only to read them.

Privacy policy

Clean Light & Dark

The same screen, either way.

The Qalta Home screen twice: in the light theme with a white background in front, and in the dark theme behind it.

Questions and short answers

What is Qalta?

Qalta is an expense tracker and budget app for iPhone. You say what you spent or scan a receipt, and Qalta writes the transaction down and sorts it into a category. It also handles budgets, subscriptions, goals, debts, multiple currencies, and shared budgets.

Can I share a budget with my partner or family?

Yes. Create a shared space and invite people with a link. Up to 6 people can be in one space. Everyone sees and edits the same accounts, transactions, and budgets, changes sync automatically, and each transaction shows who created or last edited it. Shared spaces are part of Qalta Pro.

How does voice expense tracking work?

Tap the microphone and say something like “Coffee $5 and Netflix $10 every month”. Qalta fills in the amount, category, account, and repeat schedule. One sentence can hold several transactions, including transfers and subscriptions.

Can Qalta log Apple Pay purchases automatically?

Yes. A Shortcuts automation saves every Apple Pay payment with its amount and merchant. On iOS 27 a bank app’s payment notification can create an expense too. Follow the step-by-step guides.

Can I move my history from another budgeting app?

Yes. Qalta imports CSV files from YNAB, Monarch, Copilot, Rocket Money, Spendee, Monefy, ZenMoney, CoinKeeper, and other apps, and exports your data to CSV at any time.

Is my financial data private?

A private space stays on your iPhone, with optional backup to your own iCloud. A shared space is uploaded only when you choose to share it, and only the people you invite can see it. Voice recordings and scans are sent to Qalta’s server and OpenAI only to read them. There are no ads.

How much does Qalta cost?

Qalta is free to download with a free plan. Qalta Pro adds unlimited transactions, voice, and scans, plus shared spaces, for $3.99 a month or $29.99 a year. The Family plan shares Pro with up to 6 people for $5.99 a month or $49.99 a year. Prices are in US dollars and vary by region.

Which devices and languages does Qalta support?

Qalta runs on iPhone with iOS 16.4 or later, and also on Macs with Apple silicon and Apple Vision Pro. It is available in English, French, German, Italian, Japanese, Kazakh, Korean, Polish, Portuguese, Russian, Spanish, Thai, Turkish, and Ukrainian.

Qalta app icon

Track money at the speed of speech.

Download on the App Store